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Only Government?

In response to this article in the Chronicle by Froma Harrop, I sent the following letter:

In her article "GOP policies to blame", Froma Harrop echoes a statement made by President Obama that "only government can pull us out of the economic swamp".  I would remind Ms. Harrop that it was government interference on the free market that created and exacerbated the current morass; expecting the government to spend its way out of it is rather like expecting an alcoholic to drink himself sober.  History has shown time and again that free market capitalism is the best path to economic prosperity, not government activism.

Sincerely,
Dave Smith
Houston, TX
Tags: economics  
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Who Needs A Constitution, Anyway?

One of the first things the US Constitution does is setup a national legislature.  In Article I, Section 1, the United States Congress is established, and Section 2 defines it:

The House of Representatives shall be composed of Members chosen every second Year by the People of the several States, and the Electors in each State shall have the Qualifications requisite for Electors of the most numerous Branch of the State Legislature.

No Person shall be a Representative who shall not have attained to the Age of twenty five Years, and been seven Years a Citizen of the United States, and who shall not, when elected, be an Inhabitant of that State in which he shall be chosen.

Following the abolition of slavery, the 14th Amendment further clarified:

Representatives shall be apportioned among the several States according to their respective numbers, counting the whole number of persons in each State, excluding Indians not taxed.

The bold-face has been added to emphasize a simple point:  to qualify for representation in Congress requires statehood, at least so long as the Constitution is followed.  But with the filing of the District of Columbia House Voting Rights Act of 2009, Democrats in Congress are attempting to circumvent the Constitution and add a Representative for the District of Columbia, which is by definition not a state.  To mollify Republicans, the bill also awards a Congressional seat to Utah, a state likely (but not assuredly) to send another Republican to Congress, bringing the total number of Representatives to 437.

I am an advocate for increasing the number of Representatives in the House; the current number of 435 was set in 1911, when the US population was under 100 million.  We are approaching 300 million today.  The British House of Commons has nearly 700 members representing a country approximately 1/5 as large as the US.  Increasing the size of our national legislature would bring our Representatives closer to the people, would dilute power, and would make fundraising less critical.  Increasing the size of the Congress could be done without a Constitutional amendment; however, giving voting representation to non-states requires an amendment to the Constitution.

Do US citizens living in DC deserve representation?  I would agree that so long as residents of the District are taxed that they do.  There are a number of ways this could be arranged; they could vote as a District, or they could be allowed to vote in Maryland or Virginia.  However, any such endeavor requires a Constitutional amendment.  Our governing document is clear about the requirement for statehood, and for representation in Congress.  It is also clear about how it can be amended, as it was to allow DC residents the right to vote for President and receive votes in the Electoral College.  This act should be voted down, and if passed it should be struck down by the Supreme Court.

Tags: Politics  
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Expecting Improvement from the Government?

In response to this editorial in the Chronicle, I sent the following letter.

In your editorial applauding President Obama for "political courage" in declaring that "health care reform cannot wait" ("Healthy Approach", February 26), the Chronicle laments that health care "costs are increasing at a rate that outstrips inflation" and advocates a reduction in "administrative costs".  I would challenge the Chronicle's staff to outline any endeavor where increased government involvement has ever served to reduce costs and improve efficiency.  Government intrusion only serves to increase bureaucracy and remove incentives for cost reduction.

Sincerely,
Dave Smith
Houston, TX
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Death, Taxes... and Government Pensions

In reading this article today in the Chronicle about the continuing shameful saga of Judge Samuel Kent's plea bargain, I was shocked to read the following paragraph:
Federal judges get a very generous pension, 100 percent of their salary at the time of retirement. At this point that amounts to $169,300.
So regardless of the length of service, our paychecks continue to be confiscated to pay the entire salary for the rest of each judge's life.  Apparently we can add "government pensions" to death and taxes as the only things in life that occur with certainty.  This prompted from me the following letter to Senators John Cornyn and Kay Bailey Hutchison, and Representative John Culberson:

Like most citizens, I have been disappointed to learn of the shameful behavior and subsequent plea bargain of U.S. Judge Samuel Kent.  However, I learned today of another shocking fact, one that remains true for all federal judges:  if a judge serves until retiring at age 65, he or she continues to draw a pension for the rest of his life equal to his entire salary at the time of his retirement.  This means that money is confiscated from my paycheck not only to pay for judges currently serving the public -- a valid government expense -- but I'm also being charged for judges who are no longer serving the citizenry.  I find this unacceptable, particularly in the current climate of economic instability and unprecedented government deficit spending.

I urge you to submit legislation that would restructure the pension program for federal judges, moving away from a defined-benefit pension payment and establishing a program similar to a 401(k) or 403(b)-type account to which the judges could contribute on a tax-deferred basis, or a program whereby they could contribute to a Roth-style IRA account.  Perhaps there could even be a match up to 3% or so, as is often present in private sector programs.  That's fine -- programs like that encourage people to invest with an eye towards retirement, and whether the money goes into stocks, bonds, CDs, or other investment vehicles, it benefits the economy.

While I understand the idea of paying the judges well enough to attract competent, talented jurists to the bench, it is not acceptable for taxpayers to pay judges not to judge.

Sincerely,
Dave Smith
Houston, TX
Tags: Politics  
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Some Thoughts on the So-Called "Stimulus"

In case you've been hiding in a cave this week, Congress passed and Obama signed the nearly $800 billion economic "stimulus" plan this week.  In the name of "economic recovery", the government will now be taking money from our paychecks to spend on power plants, "green" cars and technology, art, museums, roads, bridges, loans to rural homeowners, "Extra money for Office of the National Coordinator for Health Information Technology", "Oversight of SSA spending", and a whole host of other programs (view a line-by-line summary here, courtesy of the Wall Street Journal).

One recurring question keeps coming back up:  will this immense spending bill (greater than the total spending on the wars in Iraq and Afghanistan over the past 8 years combined) actually do anything to stimulate the economy?

Consider some thought exercises.  Let's say I own a house and want a new deck.  My neighbor agrees to build the deck for, say, $2000 plus materials.  I agree, and after I've spent my $2000, I now have a deck.  I've received something of benefit that I find more valuable than the two grand, and my neighbor feels like he's a winner because he's $2000 richer.  He can then go spend, save, or invest that $2000, while I lounge on my deck drinking mojitos.  Home Depot is happy, because they sold me the wood, nails, sealant, etc.  Perhaps my house is even worth more now as a result of the addition.  In a classic demonstration of division of labor, I paid someone else to do something more efficiently and effectively than I could do myself.

Now consider another scenario.  My neighbor steals $2000 from me.  I'm now $2000 poorer, and I have nothing of value to show for my money.  Perhaps I decide as a result of the theft that I need to buy extra security equipment.  Instead of buying that new deck I want, I now can't afford it, and I'm frustrated by this, as well as the fact that suddenly my neighbor is wearing nicer clothes and has a new watch.  In a classic case of theft, I've paid someone else to do nothing at all for me.

Finally, consider a third scenario.  The governmenet sends someone by to collect $2000 from me.  The government agent then walks over to my neighbor's house and promises him $1400, after making him fill out a bunch of forms and waiting for a few months.  I have to fill out a bunch of forms too -- I have to prove to the government I don't owe them even more than $2000.  I'm (at least -- let's hope there's no audit!) now $2000 poorer, with nothing of value to show for my money.  Meanwhile, the neighbor gets his $1400 check, and I notice that he's wearing nicer clothes and has a new watch.  In a classic case of redistribution, I've paid the government to take my money and give it to someone else to do nothing at all for me.

Consider those three scenarios.  Which one is actually stimulating the economy?  Now instead of just me, consider every taxpayer, and instead of $2000, make it nearly a trillion.  At least with the second scenario, the direct theft, you don't have to pay the middle man.

Now do you think the spending bill will stimulate the economy?

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Sign Me Up! Now!

Apparently, the House and Senate Conference Committee has reached a deal on the so-called "stimulus" plan:  $789 billion.  Now President Obama promised a "stimulus" plan that created or saved 4 million jobs.  By my calculations, that is $197,250 per job.  I personally don't make $197,250 per year.  I am therefore officially submitting my resume to the government for one of these new "stimulus" jobs.  I just love the government!
Tags: stimulus  
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Still Not Getting It

The so-called "stimulus" package, and $838 billion spending boondoggle, passed the Senate today by a vote of 61-37; only 3 Republicans voted in favor of the bill.  The idea that government confiscation of money from the paychecks of working Americans and transferring that money to individuals, businesses, and other projects favored by the government deserves a column to itself, and (at least) one will follow later this week.  One failed amendment in particular caught my eye, however, as it was supported by senators who (rightly) derided the spending bill as ultimately ineffective, inefficient Big Government intrusion on the economy and on the liberties of American citizens.

This amendment offered by Senator John Ensign (R-Nevada), entitled the "Fix Housing First Act", shows that there are sadly many who still see government intrusion as good and effective, they just differ in the laundry list of spending priorities.  As if government intrusion on the housing market hadn't already done enough harm (heard of the subprime mortgage meltdown and the housing bubble?  See here and here for more), Sen. Ensign proposes a new government program whereby American homeowners could get a new mortgage or refinance their current mortgages with the government at a rate of 4%.  The plan also included a $15,000 tax credit for home sales.

So let's get this straight:  the way to proceed out of a problem caused by the government providing incentives that distorted the market towards the purchase of new homes is a new government program to further distort the market in favor of the purchase of new homes.  This new incentive comes at the expense of people who don't purchase homes, of course.  Sounds rather analogous to treating an alcoholic by plying him with more alcohol -- to be paid for by extracting money involuntarily from tee-totalers.  Does this make sense to anyone?

Of course, there's an underlying question there, beyond the economic effect of such government intervention:  what business is it of the government whether or not someone buys or rents a home?  I see nothing in our founding documents that proscribes this as a legitimate or expected function of government.

The Republican Party has lost a lot of support in the past 2 election cycles, in no small part because while they often used the rhetoric of limited government, fiscal responsibility, free markets, and individual liberty, they oversaw an unprecedented expansion of government spending and intrusion, and at the very least were willing participants in many of the ill-conceived housing interventions that contributed to the current crisis.  They started seeing and using government as the solution, rather than realizing that all-too-often government created the very problems it then tries to solve.

Americans do not need a government takeover of the housing mortgage market any more than we need a government takeover of health care.  If they want to provide alternatives to the Obama "stimulus" plan, Republicans would be well-served to go back to the drawing board and propose instead free market solutions that decrease the size and scope of government and leave families and individuals with more of their own money and with more freedom and liberty.
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